Financial Express

Retirement corpus: What will be the real value of Rs 1 crore after 30 years? Know the harsh truth

Many young investors in their 20s and 30s believe that saving Rs 1 crore is a solid retirement goal. But if inflation continues at 6% annually, the real value of Rs 1 crore after 30 years will be just Rs 17.4 lakh.

Date: 2025-06-17 / Source: Financial Express

Income tax return processing and ITR refunds start for AY 2025-26: Here’s how to check status

ITR filing for AY 2025-26 began late due to tech delays. Learn how to check your ITR and refund status online, and why early filing still matters.

Date: 2025-06-16 / Source: Financial Express

Understanding Income Tax Regimes: Old vs New – A Complete Guide

In this article, we will dive deep into both tax regimes - Old Tax Regime and New Tax Regime. The write-up will explain features, benefits, recent changes, and practical implications for taxpayers of the both tax regimes.

Date: 2025-06-05 / Source: Financial Express

ITR hacks for senior citizens: Don’t miss THESE tax benefits available for pensioners in 2025

In this story, we will discuss about the various tax benefits available for senior citizens those availing retirement benefits like commuted pension, gratuity, leave encashment on retirement and provident fund, etc. First, let's understand who actually are senior citizens as per the Income Tax Department.

Date: 2025-05-26 / Source: Financial Express

ITR filing for FY 2024-25 (AY 2025-26): Due dates, forms and what to do if you miss the deadline

Typically, the ITR filing process begins on April 1 of the assessment year. Accordingly, for FY 2024–25, filing should have opened on April 1, 2025. However, this year, there has been a delay, and the process is now expected to begin in June 2025.

Date: 2025-05-26 / Source: Financial Express

Income Tax Return 2025: How to file ITR without Form 16? Check out THESE easy alternative documents

Form 16 or Form 16A is the certificate of deduction of tax at source. It is issued on deduction of tax by the employer on behalf of the employees and provide details of TDS/TCS for various transactions between deductor and deductee. It is mandatory for employers to issue these certificates to taxpayers.

Date: 2025-05-15 / Source: Financial Express

ITR Filing 2025: Common mistakes that can cost you big

With ITR forms for FY 2024-25 already available, now is the ideal time to prepare and avoid last-minute mistakes.

Date: 2025-05-10 / Source: Financial Express

Income Tax Department notifies ITR forms 1, 2, 3, 4 and 5 – Which one should taxpayers use?

Different tax returns are prescribed for filing by individual taxpayers depending on their income and its source as well as factors such as residential status.

Date: 2025-05-07 / Source: Financial Express

ITR filing for FY 2024-25 (AY 2025-26): Due dates, forms and what to do if you miss the deadline

Typically, the ITR filing process begins on April 1 of the assessment year. Accordingly, for FY 2024–25, filing should have opened on April 1, 2025. However, this year, there has been a delay, and the process is now expected to begin in June 2025.

Date: 2025-05-06 / Source: Financial Express

ITR Filing 2025: What taxpayers must know about sections 80C, 80D, 24B and more

As taxpayers get ready to file their returns, it is crucial to understand the key sections of the Income Tax Act, 1961, that can help in accurate tax calculation, availing deductions, and choosing the appropriate tax regime.

Date: 2025-05-03 / Source: Financial Express

Income Tax Returns: New ITR-1 form explained – What are the key changes notified this year?

The simplified form is designed for individuals and entities who earned up to Rs 50 lakh during the recently concluded financial year.

Date: 2025-05-02 / Source: Financial Express

ITR Filing 2025: You will get your Form 16 in new format this year – Know why

The Income Tax Department is expected to notify the filing forms for the financial year 2024-25, or Assessment Year 2025-26, soon.

Date: 2025-04-27 / Source: Financial Express

ITR Filing: 5 major income tax provisions taxpayers need to know in 2025

It is mandatory to choose between the old and new tax regime while filing the online form --- with specific exemptions and deductions available for individuals.

Date: 2025-04-24 / Source: Financial Express

ITR Filing 2025: What is deadline to file income tax return this year?

Taxpayers will soon be able to file their returns for FY25 via the official Income Tax Department website.

Date: 2025-04-22 / Source: Financial Express

ITR Filing: 6 ways the New Tax Regime can help you save more on income tax

Old tax regime, however, still offers taxpayers a range of options to save taxes through various eligible deductions and exemptions post 2025 Union Budget. On the other hand, the new tax regime has a fewer deductions available for taxpayers compared to the old regime. In this write-up, we will discuss various deductions available under the new tax regime for the purpose of tax saving.

Date: 2025-04-22 / Source: Financial Express

ITR filing 2025: A step-by-step guide for senior citizens to file income tax returns

An individual resident who is 60 years or above in age but less than 80 years at any time during the previous year is considered a senior citizen for income tax purposes. The Income Tax department also defines people above the age of 80 as 'super senior citizens'.

Date: 2025-04-21 / Source: Financial Express

How much money do you really need for financial freedom in India? Rs 10 crore, Rs 50 crore or more?

You don't need Rs 10 crore or Rs 50 crore for financial freedom — just calculate your expenses and aim for the right amount using the 4% rule.

Date: 2025-04-19 / Source: Financial Express

Filing ITR soon? Can you still pick a different tax regime?

Section 115BAC of the Income Tax Act lays down the tax slabs and rules applicable under the new tax regime.

Date: 2025-04-18 / Source: Financial Express

Income Tax Returns AY2025-26: Key Documents Required to File ITR

It is not necessary to attach any documents while filing your returns. However the details given in various documents will have to be used while filling up the online form.

Date: 2025-04-17 / Source: Financial Express

How much cash can you receive in a day without getting an Income Tax notice?

Under section 269ST of the Income Tax Act, receiving more than Rs 2 lakh in cash is prohibited, whether it is a single transaction or the sum of many transactions on the same occasion.

Date: 2025-04-16 / Source: Financial Express

Income Tax Returns AY2025-26: 5 key things for first-time taxpayers to keep in mind while filing ITR

Those filing their returns for the first time must also choose between two tax regimes (with different deduction amounts) and link their PAN and Aadhaar cards in order to enable electronic verification.

Date: 2025-04-15 / Source: Financial Express

ITR filing 2025: 5 must-do things before filing ITR online

The filing of income tax return (ITR) is compulsory for those individuals whose annual income is above the basic exemption limit. According to the Old Tax Regime, the basic exemption limit is still Rs 2.5 lakh for general taxpayers under 60 years of age.

Date: 2025-04-07 / Source: Financial Express

Income Tax Return 2025: I-T department upgrades ITR-2 filing process, know new changes

The Income Tax Department has launched a new Excel-based utility version of ITR-2 to make filing easier. This form is designed for individuals and Hindu Undivided Families (HUFs) who do not have any business or professional income.

Date: 2025-04-03 / Source: Financial Express

File updated ITR before March 31

File your updated Income Tax Return (ITR-U) before March 31, 2025, to correct omissions or errors and avoid penalties. Learn more about filing, deadlines, and additional tax liabilities.

Date: 2025-03-29 / Source: Financial Express

Best term insurance plans for self-employed individuals

Term insurance plays the vital role of a safety net and ensures one's loved ones are protected in the absence of the primary bread earner.

Date: 2025-03-26 / Source: Financial Express

How pre-existing conditions influence your health insurance coverage?

While pre-existing medical conditions may lead to premium loading or coverage restrictions, being transparent about one’s medical history is essential to avoid claim denials later.

Date: 2025-03-25 / Source: Financial Express

Should you withdraw or reinvest your matured investments?

Understanding the pros and cons of each option ensures you make a strategic decision that aligns with your financial future.

Date: 2025-03-17 / Source: Financial Express

Faster Credit Score Updates: Why timely payments matter more than ever

Starting January 2025, lenders must update credit records every 15 days instead of once a month. As a result, financial activities will appear on your credit report sooner.

Date: 2025-03-03 / Source: Financial Express

Filing your ITR? Compare the old and new tax regimes to save more

If you are availing exemptions or deductions under the old tax regime, the new tax regime may lead to a higher tax outgo.

Date: 2025-03-02 / Source: Financial Express

7 common insurance mistakes you must avoid for financial security

We take a look at some common insurance mistakes which you must avoid to ensure your insurance truly safeguards your financial well-being.

Date: 2025-03-01 / Source: Financial Express

Form 16 and 24Q formats revised! New tax deduction rules you must know

The CBDT circular has been issued on 20 February 2025, and it will be applicable to the tax returns of the financial year 2024-25 (i.e. assessment year 2025-26).

Date: 2025-02-27 / Source: Financial Express

Why the Income Tax Bill 2025 replaces Assessment Year with Tax Year?

The concept of Previous Year and Assessment Year, thus, were creating confusion in the minds of taxpayers as they represented two different years.

Date: 2025-02-18 / Source: Financial Express

Income-Tax Bill, 2025: How the new Bill helps taxpayers breathe easy

The essence of the Bill remains the same and the existing tax base, tax rates, computation mechanism etc. have been largely unchanged.

Date: 2025-02-14 / Source: Financial Express

Income Tax Bill 2025: Key clauses for non-resident Indians

The Income Tax Bill 2025 has several aspects to be considered by the Non-Resident Indians as Clauses replace Sections.

Date: 2025-02-14 / Source: Financial Express

New Income Tax Bill unlikely to be tabled in Parliament this week! Here’s all you need to know

The new income tax law will replace the existing Income Tax Act of 1961. The tax Bill is being brought to make the tax process simple and clear.

Date: 2025-02-06 / Source: Financial Express

Key changes in budget 2025 apart from tax-free 12 lakh income- Full details here

Among the most significant announcements was the introduction of a New Income Tax Bill, set to be tabled this week

Date: 2025-02-05 / Source: Financial Express

New Tax Regime vs Old Tax Regime: Which offers better deductions and exemptions?

The revised tax structure also introduces a 25% tax slab for incomes between Rs 20 lakh and Rs 24 lakh.

Date: 2025-02-05 / Source: Financial Express

Tax Calculator: Annual salary Rs 15 lakh? Opt for Old Tax Regime and save Rs 48,000 more with these deductions!

Old Vs New Tax Regime: For individuals earning Rs 15 lakh annually, opting for the old tax regime can result in tax savings of up to Rs 48,100, provided they maximize deductions like HRA, 80C, 80D, and home loan benefits.

Date: 2025-02-05 / Source: Financial Express

Budget 2025: A game-changer for middle-class taxpayers

The new structure will significantly enhance the accessibility of the middle class by leaving them with more disposable income.

Date: 2025-02-04 / Source: Financial Express

What is Standard deduction and how it helps salaried taxpayers under new tax regime?

The standard deduction on salary streamlines tax filing for salaried individuals by reducing taxable income by a set amount, minimizing the overall tax burden.

Date: 2025-02-01 / Source: Financial Express

Budget 2025: Tax slabs decoded! Nil tax on income upto 12 lakh; How much tax to pay if amount exceeds this threshold

New Tax Regime Slabs 2025 for Salaried Employees: As per the updated structure, individuals earning up to Rs 12 lakh per annum will not have to pay any income tax, offering a substantial benefit compared to previous years

Date: 2025-02-01 / Source: Financial Express

Belated ITR Filing 2024-25: Don’t miss this new deadline! Check penalty, steps to file belated tax return

Initially, the Central Board of Direct Taxes (CBDT) set the original deadline for filing of belated or revised tax returns as December 31, 2024. Later, it extended this deadline to provide additional time for taxpayers.

Date: 2025-01-10 / Source: Financial Express

Inflation Calculator: What will be the value of Rs 1 crore in 20, 30 and 50 years from now?

This article explores how inflation erodes the value of Rs 1 crore over time, calculating its worth in 20, 30, and 50 years based on a 6% inflation rate.

Date: 2024-11-29 / Source: Financial Express

Will Rs 7.5 lakh income be tax-free for senior citizens under Old Tax Regime in upcoming Union Budget? Here’s what finance ministry says

As Budget 2025-26 approaches, senior citizens await potential tax relief. A query was recently raised in the Lok Sabha if the government plans to offer a tax rebate on incomes up to Rs 7.5 lakh and a 5% tax on Rs 7.5-10 lakh.

Date: 2024-11-28 / Source: Financial Express

Aadhaar Card Update Deadline: Last date approaching soon! Here’s how to upload documents free-of-cost

Aadhaar card update: After extending the deadline multiple times in the past, the UIDAI has urged residents who got their Aadhaar issued 10 years back to get their documents updated by December 14, 2024.

Date: 2024-11-28 / Source: Financial Express

Term Vs whole life insurance – Which should you choose? Know the key differences

Term insurance is a straightforward life insurance policy that provides coverage for a specific period, or 'term'; if the insured person passes away during this period, the policy's beneficiaries receive a death benefit.

Date: 2024-10-23 / Source: Financial Express

Retirement savings: What will be the value of Rs 5 crore after 25 years?

A common mistake is assuming that the value of retirement savings will remain constant over time. For example, a ₹5 crore corpus today will lose significant purchasing power over 25 or 30 years due to inflation.

Date: 2024-09-02 / Source: Financial Express

LIC of India launches new insurance plans – Check benefits, eligibility, other details

The insurance plans were launched on Monday by LIC CEO and MD Siddhartha Mohanty and will be available both available offline and online.

Date: 2024-08-06 / Source: Financial Express

ITR Filing: What is Updated Return? Who is not eligible to file an updated return? Check late fees, penalty

Any individual may submit an updated return, with certain exceptions, irrespective of whether they have previously filed an original, late, or amended return for the applicable assessment year.

Date: 2024-07-29 / Source: Financial Express

ITR Filing Date 2024 Live Updates: Income tax return deadline to be extended beyond July 31? What we know so far

ITR Filing Date 2024 Live Updates: The income tax return deadline might be extended beyond July 31. Fresh updates from Income Tax Department on ITR deadline extension! What we know so far about the current status and when to expect refunds after e-verification and processing of income tax return.

Date: 2024-07-29 / Source: Financial Express

Top 10 expectations of individual taxpayers which Budget 2024 needs to fulfill

Taxpayers eagerly await budget announcements that will increase their disposable income. Here are a few of the main anticipations that taxpayers have for Budget 2024.

Date: 2024-07-23 / Source: Financial Express

ITR Filing Penalty After Due Date: Late fee for delayed filing of income tax return, last date, fees and more

ITR Filing 2024: Penalty amount for filing income tax return after due date will be imposed. Taxpayers need to be alert as the deadline to file ITR is approaching fast.

Date: 2024-07-18 / Source: Financial Express

ITR Filing: Risks of sharing your sensitive financial details with an income tax filer

It is crucial to remember that your financial information holds significant value, encompassing all your investments and earnings for the year. Here are several important considerations to bear in mind before disclosing your ITR details.

Date: 2024-07-17 / Source: Financial Express

Union Budget 2024: Why Standard Deduction limit needs to be increased to Rs 100,000!

The existing standard deduction of Rs 50,000 is considered inadequate to address the rising expenses linked to the increased cost of living and, therefore, it is imperative to raise the limit of this deduction.

Date: 2024-07-15 / Source: Financial Express

Attention Taxpayers! Income Tax Department warns against false claims in income tax returns

The Income Tax Department has issued a strong advisory to taxpayers, advising them against submitting income tax returns with inaccurate claims for exemptions and deductions.

Date: 2024-07-06 / Source: Financial Express

Best practices to keep your money safe from fraudsters

Regularly monitoring your financial records and staying alert for any suspicious activities is crucial for early fraud detection.

Date: 2024-07-04 / Source: Financial Express

How to file ITR online – Steps for e-filing income tax return

In order to file a tax return online, you can access the new income tax portal logging in with PAN-based credentials and following certain steps that simplify tax filing process.

Date: 2024-07-02 / Source: Financial Express

Income Tax Return: How to choose correct ITR form for tax filing

There are 7 ITR forms the Income Tax Department has notified, and often, taxpayers get confused which ITR form is applicable to them.

Date: 2024-06-25 / Source: Financial Express

ITR Filing: Minute details of furnishing an error free Income Tax Return

Taxpayers required to file their income tax return should take into consideration the following.

Date: 2024-06-20 / Source: Financial Express

Modi 3.0: 80C Deduction benefits to be extended to new tax regime in Budget 2024?

Currently, the benefit of section 80C is not available under the default (new) tax regime and it would be expected that this benefit be extended to even the default tax regime.

Date: 2024-06-17 / Source: Financial Express

Budget 2024: Big tax relief for middle-class in the offing? Section 80C, 80D deduction limits may be hiked to …

After the new government formation, the focus is now shifted to the Union Budget 2024-25. Taxpayers are hopeful that the Modi government will give them a tax relief in the upcoming budget. Experts too are of the view that FM Sitharaman would at least make some revision in deduction limits under Section 80C and 80D.

Date: 2024-06-12 / Source: Financial Express

Income Tax Return: How to get maximum tax refunds on filing ITR | Check out these 5 ways!

Every taxpayer should make an effort to mitigate their tax liability by claiming all the available deductions and exemptions at the time of furnishing their tax returns. However, such deduction/ exemption amount should be correctly computed after considering the tax regime, residential status etc.

Date: 2024-06-05 / Source: Financial Express

What happens to your property if you die without a will?

Under Section 30 of the Indian Succession Act, if someone dies intestate, the court may issue a notice to invite claims over the property left behind after the death certificate is issued.

Date: 2024-06-01 / Source: Financial Express

Retirement Planning: How insurance can contribute towards building a robust retirement fund

With a comprehensive financial retirement plan, it is easy to tide over apprehensions of exhausting the corpus that may have been built during the work years.

Date: 2024-05-22 / Source: Financial Express

How term insurance ownership lays the foundation of financial empowerment for women

By working together, insurers, regulators, and stakeholders can further create a more inclusive and equitable insurance ecosystem that empowers women to protect themselves and their families effectively.

Date: 2024-03-08 / Source: Financial Express

7 tips to choose the best term insurance plan

Having insurance coverage is crucial for managing a health emergency, but it’s equally important to maintain financial stability when faced with a health crisis. Often there are many confusions and doubts when you purchase a term insurance plan, but these can be addressed if you carefully assess your requirements

Date: 2023-12-12 / Source: Financial Express

NRI? Here’s how you can save tax on health insurance with GST refund!

To qualify for GST refunds on health insurance, the proposer must be a Non-Resident Indian.

Date: 2023-09-27 / Source: Financial Express

A comprehensive guide to reimbursement claims in health insurance

Understanding the reimbursement process and adhering to the necessary steps and documentation requirements is essential for a smooth and successful reimbursement claim experience.

Date: 2023-09-20 / Source: Financial Express

YOUR MONEY: Assess the kind of health cover your parents need

Check for exclusions, deductibles & limitations in the insurance policies

Date: 2023-08-11 / Source: Financial Express

Health Insurance: Riders add heft to your health plans

Buy these add-ons early in life to get higher and wider coverage

Date: 2023-08-02 / Source: Financial Express

YOUR MONEY: Calculate how much life insurance cover you need

Upgrade your policies as you move from one life stage to another.

Date: 2023-07-28 / Source: Financial Express

LIC Jeevan Kiran (Plan 870): New Term Insurance Plan – Check Minimum Premium, Eligibility, Benefits

LIC Jeevan Kiran (Plan 870): The Life Insurance Corporation of India (LIC) has launched a new plan named Jeevan Kiran.

Date: 2023-07-27 / Source: Financial Express

Decoding the difference between Term Insurance and Life Insurance

Let’s understand differences between Term Insurance and Life Insurance, enabling you to make the right decision when choosing the coverage for your specific needs.

Date: 2023-07-20 / Source: Financial Express

80% consumers rely on personal recommendations for purchasing insurance: Study

Personal recommendation from friends and family or a known agent is the top trigger for insurance consideration for approx. 80% of the respondents.

Date: 2023-07-06 / Source: Financial Express

Your Money: Get a loan against your life insurance policy

Life insurance helps to safeguard individuals and their family against financial risks because of untimely death. Life insurance policies can also be pledged to avail loans during any financial emergency.

Date: 2023-06-26 / Source: Financial Express

LIC Dhan Vridhhi (Plan 869): Premium Calculation, Benefits, Eligibility – All Details

LIC Dhan Vridhhi (Plan 869): The Life Insurance Corporation (LIC) of India has launched a new close-ended plan – LIC’s Dhan Vridhhi plan. Check key details

Date: 2023-06-24 / Source: Financial Express

Health insurance: A critical illness plan is a must buy

Individuals with a family history of diseases such as cancer or coronary artery bypass should opt for adequate critical illness cover. While a comprehensive health insurance policy provides coverage for expenses like hospitalisation, a critical illness policy will provide a lump sum benefit upon diagnosis of a covered critical illness, regardless of medical expenses.

Date: 2023-06-16 / Source: Financial Express

HEALTH INSURANCE: Think before opting for deductible

If policyholders have higher income and can afford higher medical expenses, they can go for a higher deductible amount to lower the total premium payout.

Date: 2023-05-12 / Source: Financial Express

Three important things you must check before buying health insurance

Don’t just go for the policy with the lowest premium. Conditions could apply, and you could end up spending a lot more than you saved on the premium.

Date: 2023-03-27 / Source: Financial Express

How much money is ‘ideal’ for retiring with the same lifestyle? Survey finds

Most individuals are cognizant of the need to factor in inflation and rising medical expenses while planning for their life’s new chapter.

Date: 2023-03-10 / Source: Financial Express

Health Insurance: Get discount on premium for multi-year health policy

The policyholder can claim tax benefit of up to `25,000 under Section 80D for self, spouse and children year on year for the entire tenure of the policy.

Date: 2023-02-20 / Source: Financial Express

Things to keep in mind while purchasing life insurance after 40 years of age

Life insurance helps safeguard one’s family and oneself against two types of financial risks – untimely death and old age.

Date: 2023-02-17 / Source: Financial Express

Your money: Buying insurance? Don’t chase returns, maximise risk cover

Acquaintances often request me to suggest life insurance products that can fetch high returns. Occasionally, they are subjected to product presentations by insurance advisors, showing returns that make them thrilled but also make them circumspect on whether the insurance products can really earn such high returns.

Date: 2023-01-20 / Source: Financial Express

LIC Jeevan Azad (Plan No. 868): New LIC policy for Rs 5 lakh cover and other benefits

The Life Insurance Corporation (LIC) of India has launched Jeevan Azad (Plan No. 868), which is a new plan aimed at individual savings and life insurance. As per LIC, the plan offers an attractive combination of protection and savings.

Date: 2023-01-20 / Source: Financial Express

Covering Senior Citizen parents with Office Group Medical Insurance only could be disastrous – Here’s why

Group medical cover (GMC) covers the employee and their dependents such as the spouse and children and in certain cases, parents are also covered.

Date: 2022-12-26 / Source: Financial Express

What is the right age to purchase a health insurance policy?

As young people are more healthy compared to the older people and have lower risks of getting ill, their participation helps in reducing the health insurance premium and make it more affordable for everyone.

Date: 2022-12-19 / Source: Financial Express

No-Claim Bonus: Importance of NCB in health insurance

There are two primary kinds of No-Claim Bonuses that you can take advantage of in a health insurance policy.

Date: 2022-12-04 / Source: Financial Express

The complete checklist for buying Life Insurance in 2023

Life insurance is the fastest and easiest way to ensure that your family remains financially protected. It can clear debts, pay for a child’s education, bear medical expenses, and secure the business and assets of a family.

Date: 2022-12-03 / Source: Financial Express

Should I opt for health top-ups in my 40s?

Your health insurance premium increases, especially if the sum covered is large and you have certain medical conditions.

Date: 2022-12-01 / Source: Financial Express

Life insurance: Lapsed policy? Beware of hoax calls

It is better to revive a lapsed policy rather than buying a new one

Date: 2022-11-30 / Source: Financial Express

Health insurance: Take OPD cover in your planHealth insurance: Take OPD cover in your plan

Optimise your policy with cashless OPD & restoration benefits.

Date: 2022-11-16 / Source: Financial Express

Income Tax Return filing by salaried employees: 5 common problems and their solutions explained

The Income Tax rules have several provisions through which employees can reduce their overall tax outgo.

Date: 2022-11-14 / Source: Financial Express

Health Insurance for Senior citizens: Check these conditions before applying

Having a comprehensive health insurance becomes absolutely necessary in old age to cover the increase in expenditure on medical treatment and to cope with the high rate of inflation in the healthcare sector.

Date: 2022-11-08 / Source: Financial Express

5 reasons why you must consider both mental and physical health cover

Physical illnesses may have tangible and evident symptoms, but most mental concerns go unnoticed or ignored.

Date: 2022-10-29 / Source: Financial Express

Gift yourself financial security & prosperity this Diwali by opting for Guaranteed Products

This Diwali, rather than getting into a spendthrift mode, invest in your future and make a long lasting choice of being invested in a Guaranteed Life Insurance Plan.

Date: 2022-10-23 / Source: Financial Express

LIC Dhan Varsha (Plan No. 866) Details: Premium, Maturity, Benefits, Last Date, Eligibility

LIC Dhan Varsha (Plan No. 866) Scheme Details – Features, Benefits, Maturity, Minimum and Maximum Premium – Life Insurance Corporation recently launched the Dhan Varsha scheme.

Date: 2022-10-19 / Source: Financial Express

Why should you get your health insurance reviewed?

A Complete Health Insurance Portfolio Review is the need of the hour amidst the uncertainties we continuously experience.

Date: 2022-10-11 / Source: Financial Express

What are the differences between participating and non-participating life insurance policies?

While there is a relatively better understanding now regarding term insurance policies, the wealth accumulation products can be a bit confusing for the new customers.

Date: 2022-10-10 / Source: Financial Express

How does life insurance claim settlement work in India?

While the policyholder completes his part of the commitment by paying due premiums; fulfilment of the promise from the insurer’s side is completed by payment of the rightful claims.

Date: 2022-06-14 / Source: Financial Express

What is life insurance underwriting and how is it done? Here’s what buyers need to know

Life Insurance Underwriting is the process by which life insurance companies determine a customer’s eligibility for a particular policy.

Date: 2022-06-04 / Source: Financial Express

Is your insurance policy safeguarded under MWP Act?

The MWP Act is a provision that protects the insurance money from creditors, banks and government agencies.

Date: 2022-06-01 / Source: Financial Express

Why do health insurance claims get partly paid or rejected

There are several grounds on the basis of which your health insurance claim can lead you straight to rejection or partial settlement.

Date: 2022-05-30 / Source: Financial Express

What is zero dep insurance and how it differs from comprehensive car insurance?

If you hold a car cover with Zero-Dep benefit, then at the time of a claim, the full IDV can be claimed without deduction for depreciation and damaged parts.

Date: 2022-05-24 / Source: Financial Express

Top insurance mistakes that may hit your finances hard

Taking an adequate insurance cover before you start your investment journey is like laying a proper foundation before constructing a building.

Date: 2022-05-24 / Source: Financial Express

Life and Health Cover: How much coverage should one buy and factors to consider while purchasing insurance

Factors like age, financial assets, liabilities, annual income, lifestyle and expenses of the dependents are some of the factors which make one decide the required life cover.

Date: 2022-05-21 / Source: Financial Express

Misfueling cover in India: Damaged car or bike engine after using wrong fuel? Will motor insurance help?

Using wrong fuel in a vehicle can cause some serious damage to its engine. However, motor insurance policies do not provide any protection against such act of negligence.

Date: 2022-05-12 / Source: Financial Express

Insurance cover: Why you need to buy home insurance

Review your home insurance requirement every year so that your home does not remain underinsured following an enhancement in the value of your home

Date: 2022-05-11 / Source: Financial Express

Mother’s Day 2022: How health insurance needs evolve for mothers at every stage of life

A sound financial plan for mothers has to take cognizance of their evolving needs as they go through different stages of motherhood, right from pregnancy to their old age.

Date: 2022-05-08 / Source: Financial Express